FOUNDER · MVI FRAMEWORK
13810682 Canada Inc., doing business as "Informed & Invested" and "Modern Value Investor" (referred to as "we," "us," "our," or the "Company"), respects your privacy and is committed to protecting your personal information. This Privacy Policy describes how we collect, use, disclose, and safeguard personal information when you access or use the websites located at informedandinvested.com, learn.informedandinvested.com, and any subdomains thereof (collectively, the "Site"), and the educational courses, training materials, webinars, community platforms, software applications, and related services we offer (collectively, the "Services").
This Privacy Policy is designed to comply with applicable privacy laws, including:
By using the Site or Services, you acknowledge that you have read this Privacy Policy and consent to the collection, use, and disclosure of your personal information as described herein.
In accordance with PIPEDA's accountability principle, the Company has designated a Privacy Officer who is responsible for our compliance with this Privacy Policy and applicable privacy laws.
You may contact our Privacy Officer at any time with questions about this Privacy Policy or to exercise your privacy rights.
When you interact with the Site or Services, you may provide us with personal information, including:
When you access the Site, we automatically collect certain technical information:
We may receive information about you from third parties, including:
We use cookies, pixels, web beacons, and similar tracking technologies to:
You can manage cookie preferences through your browser settings. Disabling cookies may affect the functionality of the Site.
The Site uses the following categories of cookies:
We use your personal information for the following purposes:
With your consent, where required by law, we may use your information to:
If you are located in the European Economic Area, the United Kingdom, or Switzerland, our legal basis for processing your personal information depends on the specific information and the context:
You have the right to withdraw consent at any time, where consent is the legal basis for processing.
In accordance with Canada's Anti-Spam Legislation, we will only send you commercial electronic messages (such as marketing emails or SMS) where:
Every commercial electronic message we send will:
You may unsubscribe from marketing communications at any time by clicking the unsubscribe link in any email, by replying STOP to any SMS message, or by contacting our Privacy Officer.
We do not sell your personal information. We may share your information in the following circumstances:
We share information with third-party service providers who help us operate our business, including:
These service providers are contractually obligated to handle your information securely and use it only for the purposes for which we engage them.
We may disclose your information when we believe disclosure is necessary to:
If we are involved in a merger, acquisition, asset sale, or similar transaction, your personal information may be transferred as part of that transaction. We will notify you of any such transfer and any change in privacy practices.
We may share your information for other purposes with your express consent.
We may share aggregated or de-identified information that cannot reasonably be used to identify you for any purpose.
The Company is based in Canada, and your personal information may be processed in Canada, the United States, and other countries where our service providers operate.
If you are located outside Canada, your information will be transferred to and processed in Canada, which may have data protection laws that differ from those of your country. By using the Services, you consent to such transfers.
For users in the European Economic Area, the United Kingdom, or Switzerland: Canada has been designated by the European Commission as providing an adequate level of data protection for personal data transferred from the EU under the GDPR (with respect to commercial organizations subject to PIPEDA). For transfers to other jurisdictions (such as the United States), we implement appropriate safeguards, including Standard Contractual Clauses where applicable.
We retain your personal information only for as long as necessary to fulfill the purposes for which it was collected, including:
Specific retention periods include:
When personal information is no longer needed, we will securely delete, destroy, or anonymize it.
We implement reasonable physical, technical, and administrative safeguards designed to protect personal information against unauthorized access, use, disclosure, alteration, or destruction. These safeguards include:
However, no security measure is perfect, and we cannot guarantee absolute security. You are responsible for maintaining the confidentiality of your account credentials and for notifying us immediately of any suspected unauthorized access.
If you are a resident of Canada, you have the following rights regarding your personal information:
If you are a resident of the European Economic Area, the United Kingdom, or Switzerland, you have the following rights:
If you are a California resident, you have the following rights:
Residents of Virginia, Colorado, Connecticut, Utah, and other states with comprehensive privacy laws have similar rights, including access, correction, deletion, and opt-out rights. Contact us to exercise these rights.
To exercise any of these rights, please contact our Privacy Officer at [email protected]. We will respond to your request within the timeframes required by applicable law (typically 30-45 days, with possible extensions).
We may need to verify your identity before processing your request. We will not discriminate against you for exercising your privacy rights.
If you have an authorized agent making a request on your behalf, we will require proof of authorization.
The Services are not directed to children under 18, and we do not knowingly collect personal information from children under 18. If you are under 18, please do not provide any information to us.
If we learn that we have collected personal information from a child under 18 without verified parental consent, we will delete that information promptly. If you believe we have collected information from a child, please contact our Privacy Officer.
We comply with the Children's Online Privacy Protection Act (COPPA) in the United States to the extent applicable.
The Site may contain links to third-party websites, services, or content. This Privacy Policy does not apply to third-party services, and we are not responsible for their privacy practices. We encourage you to review the privacy policies of any third party before providing personal information.
The Site integrates with third-party platforms (such as Google, Meta, Telegram). Your interactions with these platforms are governed by their respective privacy policies.
Some browsers transmit "Do Not Track" signals. Because there is no industry standard for responding to these signals, we do not currently respond to them. We respond to verified privacy requests as described in Section 11.
We do not engage in automated decision-making, including profiling, that produces legal or similarly significant effects on you.
We may use automated processes to deliver personalized advertising or content recommendations, but you can opt out of such uses by contacting us or by adjusting your account preferences.
In the event of a data breach affecting your personal information, we will notify you and applicable regulators as required by law. Notification will include the nature of the breach, the categories of information involved, and the steps you can take to protect yourself.
We may update this Privacy Policy from time to time to reflect changes in our practices, legal requirements, or business operations. We will notify you of material changes by posting a notice on the Site, sending an email to your registered address, or by other reasonable means.
The "Last Updated" date at the top of this Privacy Policy indicates when it was last revised. Your continued use of the Services after the updated policy becomes effective constitutes your acceptance of the changes.
In addition to the general rights described above, this section provides additional information required by California law.
In the past 12 months, we have collected the following categories of personal information (as defined by California law):
As described in Section 4 of this Privacy Policy.
We do not sell personal information in exchange for monetary consideration. We may share information for cross-context behavioral advertising (such as retargeting on Google or Meta). You may opt out of such sharing by contacting our Privacy Officer.
For questions, concerns, or to exercise your privacy rights, please contact:
Privacy Officer
Amit Chandan
13810682 Canada Inc., doing business as Informed & Invested
Email: [email protected]
For Canadian residents who are unsatisfied with our response, you may also contact:
Office of the Privacy Commissioner of Canada
30 Victoria Street
Gatineau, Quebec K1A 1H3
Telephone: 1-800-282-1376
Website: www.priv.gc.ca
For EU/UK residents, you may contact your local data protection authority.
For California residents, you may contact the California Attorney General at oag.ca.gov.
Informed & Invested
A DIVISION OF 13810682 CANADA INC.
Privacy Policy | Terms & Conditions | Refund Policy
DISCLAIMER & LEGAL NOTICES
Educational Content Only. This training and all related materials are provided strictly for educational purposes to illustrate the application of the MVI Framework taught by Amit Chandan. Nothing on this site constitutes a recommendation to buy or sell any security, nor personalized investment advice. Always conduct your own due diligence or consult a licensed financial professional before making investment decisions.
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